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Lightyear review
3 licensed entities · lightyear.com
highest: Stocks in United Kingdom
39 Market Signal
Market Signal
39
Modest
Market Signal
✓ Real dataComputed from Ahrefs + Semrush data about Lightyear’s own website. Not an assessment of the broker itself: it makes up half of the Coinish Score and never changes the Editor Rating. How this works →
Market strength
40
Where it stands today
Momentum
36 Cooling ↓
Where it’s heading
Data confidence
Medium
How much to trust it
- Traffic strength43
- Search visibility52
- Authority24
- Brand & market presence34
Tick mark = category average.
Compared with 87 tracked trading platforms. Data through September 2026, pulled Oct 15, 2026.
Which entity serves you
The company you sign up with depends on where you live. Its regulator decides your protections.
| Entity | Regulator | Licence | Serves | CFD loss % |
|---|---|---|---|---|
| Lightyear Europe AS | Finantsinspektsioon Tier 2 | 4.1-1/31 | EEA (EU passport) stated by the broker | – |
| Lightyear UK Ltd | FCA Tier 1 | 987226 | United Kingdom stated by the broker | – |
| Lightyear Europe AS | Finantsinspektsioon Tier 2 | MiCA CASP · LEI 254900BBBJZF2IE8EN54 | EE, Austria, Belgium, BG, Cyprus, CZ, Germany, Denmark, Spain, Finland, France, GR, Croatia, HU, Ireland, IS, Italy, LI, LT, LU, LV, MT, Netherlands, Norway, Poland, Portugal, Romania, Sweden, SI, SK listed in the regulator's register | – |
Editor Rating
Editor Rating · Stocks in United Kingdom (Lightyear UK Ltd)
Computed from verified facts only, with published thresholds. 95% of the rating weight is backed by data. Method →
- Regulation & safety 25%3.7
- Trading costs 25%4.3
- Markets & products 15%4.5
- Platforms & tools 10%2.0
- Deposits & withdrawals 10%4.0
- Account options 5%not scored
- Support 10%2.5
| Country | Product | Entity | Access | Rating |
|---|---|---|---|---|
| United Kingdom | Stocks | Lightyear UK Ltd | Locally licensed | 3.6/5 |
| Germany | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Netherlands | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Italy | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Spain | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Austria | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Croatia | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Portugal | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
| Cyprus | Stocks | Lightyear Europe AS | EU passport | 3.5/5 |
Key facts
| Products | Stocks & ETFs |
|---|---|
| Owner | Not verified yet |
| US stock commission | $1 per order |
| Currency conversion fee | 0.35% |
| Inactivity fee | None |
| Withdrawal fee | None |
| Minimum deposit | Not verified yet |
| Instruments | 6,000+ |
| Fractional shares | Yes |
| Platforms | Lightyear app |
| Deposit methods | Bank transfer, Debit card, Apple Pay, Google Pay |
| Withdrawal time (stated) | most within 2 business days |
| Demo account | Not verified yet |
| Support |
Notes
The register entry we rely on is Lightyear Europe AS's MiCA (crypto) authorisation. The investment-firm licence 4.1-1/31 is as stated by Lightyear.
Ready to look at Lightyear? Check which company would serve you before you open an account.
Visit LightyearSources (20)
Licence / entity · broker's own site · lightyear.com · Oct 7, 2026
“In Europe, the service is provided by Lightyear Europe AS, which is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspek”
Licence / entity · broker's own site · lightyear.com · Oct 7, 2026
“Lightyear Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon) under activity licence number 4.1-1/31”
Licence / entity · broker's own site · lightyear.com · Oct 7, 2026
“In the UK, the service is provided by Lightyear UK Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 987226).”
Licence / entity · regulator register · esma.europa.eu · Oct 12, 2026
“ESMA interim MiCA register (authorised CASPs): Lightyear Europe AS, LEI 254900BBBJZF2IE8EN54, competent authority Estonian Financial Supervision Authority (EFSA) (EE), authorised 17/11/2025; cross-border services notified for 30 member states”
Costs · broker's own site · lightyear.com · Oct 7, 2026
“0.1%, up to $1 max”
Costs · broker's own site · lightyear.com · Oct 7, 2026
“0.35% FX fee”
Funding · broker's own site · lightyear.com · Oct 7, 2026
“Bank transfer in”
Funding · broker's own site · lightyear.com · Oct 7, 2026
“Quick deposits with debit card, Apple Pay or Google Pay.”
Platforms · broker's own site · lightyear.com · Oct 7, 2026
“We make investing approachable with a simple and easy to use app.”
Accounts · broker's own site · lightyear.com · Oct 12, 2026
“Local account details for GBP & EUR, international for USD. Deposit, convert, and withdraw in all three.”
Licence / entity · broker's own site · lightyear.com · Oct 7, 2026
“Lightyear Europe AS”
Licence / entity · broker's own site · lightyear.com · Oct 7, 2026
“Lightyear UK Ltd”
apps · broker's own site · play.google.com · Oct 14, 2026
“Lightyear Investing”
Funding · broker's own site · lightyear.com · Oct 12, 2026
“Most withdrawals are paid out within **2 business days**”
Support · broker's own site · lightyear.com · Oct 12, 2026
“Get in touch with our support team. support@lightyear.com”
Fractional shares · broker's own site · lightyear.com · Oct 12, 2026
“Lightyear offers the opportunity to buy fractional amounts for a lot of the shares we have on our platform”
Licence / entity · broker's own site · lightyear.com · Oct 12, 2026
“Your assets are held in separate accounts from Lightyear assets”
Costs · broker's own site · lightyear.com · Oct 14, 2026
“There are no fees from our side for a local withdrawal in any currency.”
Costs · broker's own site · lightyear.com · Oct 14, 2026
“Free Account fee We don’t charge you for leaving your money to grow”
Markets · broker's own site · play.google.com · Oct 14, 2026
“Invest in 6000+ stocks and ETFs with Lightyear”