Bitvavo vs Bitpanda
What each one charges, who licenses it, and how they rank against each other country by country.


The short version
We rank both for crypto in 8 countries, and Bitvavo comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
On the one fee we could check for both, they charge the same.
Both hold top-tier (tier-1) licences: Bitvavo from AFM, Bitpanda from FMA (Austria).
- Neither charges a withdrawal fee.
- We list Bitvavo in 8 of the 14 countries we cover and Bitpanda in 9. They overlap in 8.Edge: Bitpanda
- Only Bitpanda offers stocks & ETFs.
- Bitvavo gets more search attention than Bitpanda (Market Signal 60 vs 51). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Crypto exchanges
| Country | Bitvavo | Bitpanda |
|---|---|---|
| Austria | #7 of 2170/100EU passport Bitvavo B.V. · AFM | #11 of 2163/100Locally licensed Bitpanda GmbH · FMA (Austria) |
| Croatia | #7 of 1970/100EU passport Bitvavo B.V. · AFM | #11 of 1963/100EU passport Bitpanda GmbH · FMA (Austria) |
| Cyprus | #7 of 1970/100EU passport Bitvavo B.V. · AFM | #11 of 1963/100EU passport Bitpanda GmbH · FMA (Austria) |
| Germany | #7 of 2170/100EU passport Bitvavo B.V. · AFM | #11 of 2163/100EU passport Bitpanda GmbH · FMA (Austria) |
| Italy | #7 of 1970/100EU passport Bitvavo B.V. · AFM | #11 of 1963/100EU passport Bitpanda GmbH · FMA (Austria) |
| Netherlands | #7 of 1970/100Locally licensed Bitvavo B.V. · AFM | #11 of 1963/100EU passport Bitpanda GmbH · FMA (Austria) |
| Portugal | #7 of 1970/100EU passport Bitvavo B.V. · AFM | #11 of 1963/100EU passport Bitpanda GmbH · FMA (Austria) |
| Spain | #7 of 1970/100EU passport Bitvavo B.V. · AFM | #11 of 1963/100EU passport Bitpanda GmbH · FMA (Austria) |
| United Arab Emirates | Not listed | #5 of 562/100Locally licensed Bitpanda Broker MENA FZCO · VARA |
Fees and features side by side
| Bitvavo | Bitpanda | |
|---|---|---|
| Products | Crypto | Crypto, Stocks & ETFs |
| Owner | Not verified yet | Bitpanda Group AG |
| US stock commission | Not verified yet | Not verified yet |
| Crypto trading fee | 0.25%, base-tier taker fee on the order book | Not verified yet |
| Currency conversion fee | Not verified yet | Not verified yet |
| Inactivity fee | Not verified yet | Not verified yet |
| Withdrawal fee | None | None |
| Minimum deposit | Not verified yet | €10 (Bitpanda GmbH) |
| Instruments | Not verified yet | Not verified yet |
| Fractional shares | Not verified yet | Not verified yet |
| Platforms | Bitvavo app, Bitvavo Pro Mode | Bitpanda app |
| Deposit methods | SEPA bank transfer, Credit card, PayPal, Apple Pay | Crypto transfer |
| Withdrawal time (stated) | 1 business day to Dutch banks, 2 business days to other banks | processed within 1 business day; banks take up to 3 business days |
| Demo account | Not verified yet | Not verified yet |
| Support | live chat, email | live chat |
| Stock commission (stocks & ETFs) | – | €1, €1 per trade |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (Bitvavo, Bitpanda).
Licences
Bitpanda
- Bitpanda GmbH: FMA (Austria) (Tier 1)
- Bitpanda Broker MENA FZCO: VARA (Tier 2)
Bitvavo vs Bitpanda: common questions
Which is better, Bitvavo or Bitpanda?
We rank both for crypto in 8 countries, and Bitvavo comes out ahead in every one of them. For reference, Bitvavo's best ranking is #7 of 21 crypto exchanges in Germany, and Bitpanda's best ranking is #5 of 5 crypto exchanges in the United Arab Emirates.
Is Bitvavo cheaper than Bitpanda?
Neither charges a withdrawal fee.
Is Bitvavo or Bitpanda better regulated?
Both hold top-tier (tier-1) licences: Bitvavo from AFM, Bitpanda from FMA (Austria). Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both Bitvavo and Bitpanda where I live?
We list Bitvavo in 8 of the 14 countries we cover and Bitpanda in 9. They overlap in 8. For crypto, you'll find both on our lists in Austria, Croatia, Cyprus, Germany, Italy, Netherlands, Portugal and Spain.