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Portugal
CyprusXTB vs Interactive Brokers
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
We rank both for forex in 6 countries, and XTB comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
XTB is cheaper on both fees we could compare.
Both hold top-tier (tier-1) licences: XTB from FCA, Interactive Brokers from SEC / FINRA, FCA, CBI, ASIC, CIRO, SFC, MAS and JFSA.
- XTB is cheaper for US stock orders: $0 per order, compared with $1 per order at Interactive Brokers.Edge: XTB
- XTB doesn't charge a withdrawal fee; Interactive Brokers charges up to $10.Edge: XTB
- We list XTB in 7 of the 14 countries we cover and Interactive Brokers in 12. They overlap in 6.Edge: Interactive Brokers
- Only Interactive Brokers offers crypto.
- XTB gets more search attention than Interactive Brokers (Market Signal 63 vs 61). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Forex brokers
| Country | XTB | Interactive Brokers |
|---|---|---|
| Cyprus | #4 of 2868/100Locally licensed XTB Ltd · CySEC | #5 of 2867/100EU passport Interactive Brokers Ireland Limited · CBI |
| Germany | #6 of 2968/100EU passport XTB S.A. · KNF | #7 of 2967/100EU passport Interactive Brokers Ireland Limited · CBI |
| Italy | #6 of 3168/100EU passport XTB S.A. · KNF | #7 of 3167/100EU passport Interactive Brokers Ireland Limited · CBI |
| Portugal | #5 of 2968/100EU passport XTB S.A. · KNF | #6 of 2967/100EU passport Interactive Brokers Ireland Limited · CBI |
| Spain | #6 of 2968/100EU passport XTB S.A. · KNF | #7 of 2967/100EU passport Interactive Brokers Ireland Limited · CBI |
| United Kingdom | #4 of 1771/100Locally licensed XTB Limited · FCA | #9 of 1767/100Locally licensed Interactive Brokers (U.K.) Limited · FCA |
| Australia | Not listed | #7 of 1667/100Locally licensed Interactive Brokers Australia Pty. Ltd. · ASIC |
| Austria | Not listed | #6 of 2867/100EU passport Interactive Brokers Ireland Limited · CBI |
| Canada | Not listed | #4 of 667/100Locally licensed Interactive Brokers Canada Inc. · CIRO |
| Croatia | Not listed | #4 of 2667/100EU passport Interactive Brokers Ireland Limited · CBI |
| Netherlands | Not listed | #6 of 2867/100EU passport Interactive Brokers Ireland Limited · CBI |
| United Arab Emirates | #5 of 1168/100Locally licensed XTB MENA Limited · DFSA | Not listed |
| United States | Not listed | #3 of 467/100Locally licensed Interactive Brokers LLC · SEC / FINRA |
CFD brokers
| Country | XTB | Interactive Brokers |
|---|---|---|
| Cyprus | #5 of 3068/100Locally licensed XTB Ltd · CySEC | #6 of 3067/100EU passport Interactive Brokers Ireland Limited · CBI |
| Germany | #7 of 3168/100EU passport XTB S.A. · KNF | #8 of 3167/100EU passport Interactive Brokers Ireland Limited · CBI |
| Italy | #7 of 3368/100EU passport XTB S.A. · KNF | #8 of 3367/100EU passport Interactive Brokers Ireland Limited · CBI |
| Portugal | #6 of 3168/100EU passport XTB S.A. · KNF | #7 of 3167/100EU passport Interactive Brokers Ireland Limited · CBI |
| Spain | #7 of 3168/100EU passport XTB S.A. · KNF | #8 of 3167/100EU passport Interactive Brokers Ireland Limited · CBI |
| United Kingdom | #5 of 1871/100Locally licensed XTB Limited · FCA | #10 of 1867/100Locally licensed Interactive Brokers (U.K.) Limited · FCA |
| Australia | Not listed | #8 of 1867/100Locally licensed Interactive Brokers Australia Pty. Ltd. · ASIC |
| Austria | Not listed | #7 of 3067/100EU passport Interactive Brokers Ireland Limited · CBI |
| Croatia | Not listed | #5 of 2867/100EU passport Interactive Brokers Ireland Limited · CBI |
| Netherlands | Not listed | #7 of 3067/100EU passport Interactive Brokers Ireland Limited · CBI |
| United Arab Emirates | #6 of 1268/100Locally licensed XTB MENA Limited · DFSA | Not listed |
Stock brokers & investing apps
| Country | XTB | Interactive Brokers |
|---|---|---|
| Cyprus | #3 of 969/100Locally licensed XTB Ltd · CySEC | #2 of 971/100EU passport Interactive Brokers Ireland Limited · CBI |
| Germany | #3 of 1269/100EU passport XTB S.A. · KNF | #2 of 1271/100EU passport Interactive Brokers Ireland Limited · CBI |
| Italy | #3 of 1169/100EU passport XTB S.A. · KNF | #2 of 1171/100EU passport Interactive Brokers Ireland Limited · CBI |
| Portugal | #3 of 969/100EU passport XTB S.A. · KNF | #2 of 971/100EU passport Interactive Brokers Ireland Limited · CBI |
| Spain | #3 of 969/100EU passport XTB S.A. · KNF | #2 of 971/100EU passport Interactive Brokers Ireland Limited · CBI |
| United Kingdom | #5 of 771/100Locally licensed XTB Limited · FCA | #4 of 771/100Locally licensed Interactive Brokers (U.K.) Limited · FCA |
| Australia | Not listed | #5 of 871/100Locally licensed Interactive Brokers Australia Pty. Ltd. · ASIC |
| Austria | Not listed | #2 of 871/100EU passport Interactive Brokers Ireland Limited · CBI |
| Canada | Not listed | #3 of 571/100Locally licensed Interactive Brokers Canada Inc. · CIRO |
| Croatia | Not listed | #2 of 871/100EU passport Interactive Brokers Ireland Limited · CBI |
| Netherlands | Not listed | #3 of 1071/100EU passport Interactive Brokers Ireland Limited · CBI |
| United Arab Emirates | #3 of 669/100Locally licensed XTB MENA Limited · DFSA | Not listed |
| United States | Not listed | #6 of 971/100Locally licensed Interactive Brokers LLC · SEC / FINRA |
Fees and features side by side
| XTB | Interactive Brokers | |
|---|---|---|
| Products | Forex, CFDs, Stocks & ETFs | Stocks & ETFs, Forex, CFDs, Options, Futures, Crypto |
| Owner | XTB S.A. (listed on the Warsaw Stock Exchange) | IBG LLC |
| EUR/USD all-in cost | Not verified yet | 0.6 pips, IBKR Pro (0.20 bps commission + spread from 0.1 pip) |
| US stock commission | $0 per order | $1 per order |
| Crypto trading fee | Not verified yet | Not verified yet |
| Currency conversion fee | 0.5% | Not verified yet |
| Inactivity fee | €10 per month after 365 days with no trade and no deposit in the last 90 days | None |
| Withdrawal fee | None | Up to $10 |
| Minimum deposit | $0 (XTB Limited) | $0 (Interactive Brokers LLC) |
| Instruments | 11,900+ | Not verified yet |
| Fractional shares | Not verified yet | Yes |
| Platforms | xStation web, xStation desktop, XTB mobile app | Client Portal, IBKR Desktop, Trader Workstation (TWS) |
| Deposit methods | Bank transfer, Credit/debit card (Visa, Mastercard) | Wire transfer, Electronic funds transfer (SEPA, ACH, BACS), Check (US only) |
| Withdrawal time (stated) | same or next business day (bank transfer) | same day or next day (SEPA and bank wire) |
| Demo account | Yes | Yes |
| Support | live chat, email, phone · 24/5 | live chat, email, phone |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (XTB, Interactive Brokers).
Licences
Interactive Brokers
- Interactive Brokers LLC: SEC / FINRA (Tier 1)
- Interactive Brokers (U.K.) Limited: FCA (Tier 1)
- Interactive Brokers Ireland Limited: CBI (Tier 1)
- Interactive Brokers Australia Pty. Ltd.: ASIC (Tier 1)
- Interactive Brokers Canada Inc.: CIRO (Tier 1)
- Interactive Brokers Hong Kong Limited: SFC (Tier 1)
- Interactive Brokers Singapore Pte. Ltd.: MAS (Tier 1)
- Interactive Brokers Securities Japan Inc.: JFSA (Tier 1)
- Interactive Brokers India Pvt. Ltd.: SEBI (Tier 2)
XTB vs Interactive Brokers: common questions
Which is better, XTB or Interactive Brokers?
We rank both for forex in 6 countries, and XTB comes out ahead in every one of them. For reference, XTB's best ranking is #3 of 12 stock brokers & investing apps in Germany, and Interactive Brokers' best ranking is #2 of 12 stock brokers & investing apps in Germany.
Is XTB cheaper than Interactive Brokers?
XTB is cheaper for US stock orders: $0 per order, compared with $1 per order at Interactive Brokers. XTB doesn't charge a withdrawal fee; Interactive Brokers charges up to $10.
Is XTB or Interactive Brokers better regulated?
Both hold top-tier (tier-1) licences: XTB from FCA, Interactive Brokers from SEC / FINRA, FCA, CBI, ASIC, CIRO, SFC, MAS and JFSA. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both XTB and Interactive Brokers where I live?
We list XTB in 7 of the 14 countries we cover and Interactive Brokers in 12. They overlap in 6. For forex, you'll find both on our lists in Cyprus, Germany, Italy, Portugal, Spain and United Kingdom.