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CyprusXTB vs Plus500
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
We rank both for forex in 7 countries, and XTB comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
On the one fee we could check for both, they charge the same.
Both hold top-tier (tier-1) licences: XTB from FCA, Plus500 from ASIC and FCA.
- Neither charges a withdrawal fee.
- We list XTB in 7 of the 14 countries we cover and Plus500 in 11. They overlap in 7.Edge: Plus500
- Only XTB offers stocks & ETFs.
- XTB gets more search attention than Plus500 (Market Signal 63 vs 51). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Forex brokers
| Country | XTB | Plus500 |
|---|---|---|
| Cyprus | #4 of 2868/100Locally licensed XTB Ltd · CySEC | #11 of 2859/100Locally licensed Plus500CY Ltd · CySEC |
| Germany | #6 of 2968/100EU passport XTB S.A. · KNF | #13 of 2959/100EU passport Plus500CY Ltd · CySEC |
| Italy | #6 of 3168/100EU passport XTB S.A. · KNF | #13 of 3159/100EU passport Plus500CY Ltd · CySEC |
| Portugal | #5 of 2968/100EU passport XTB S.A. · KNF | #12 of 2959/100EU passport Plus500CY Ltd · CySEC |
| Spain | #6 of 2968/100EU passport XTB S.A. · KNF | #13 of 2959/100EU passport Plus500CY Ltd · CySEC |
| United Arab Emirates | #5 of 1168/100Locally licensed XTB MENA Limited · DFSA | #6 of 1159/100Locally licensed Plus500AE LTD · DFSA |
| United Kingdom | #4 of 1771/100Locally licensed XTB Limited · FCA | #10 of 1761/100Locally licensed Plus500UK Ltd · FCA |
| Australia | Not listed | #10 of 1661/100Locally licensed Plus500AU Pty. Ltd. · ASIC |
| Austria | Not listed | #12 of 2859/100EU passport Plus500CY Ltd · CySEC |
| Croatia | Not listed | #10 of 2659/100EU passport Plus500CY Ltd · CySEC |
| Netherlands | Not listed | #12 of 2859/100EU passport Plus500CY Ltd · CySEC |
CFD brokers
| Country | XTB | Plus500 |
|---|---|---|
| Cyprus | #5 of 3068/100Locally licensed XTB Ltd · CySEC | #13 of 3059/100Locally licensed Plus500CY Ltd · CySEC |
| Germany | #7 of 3168/100EU passport XTB S.A. · KNF | #15 of 3159/100EU passport Plus500CY Ltd · CySEC |
| Italy | #7 of 3368/100EU passport XTB S.A. · KNF | #15 of 3359/100EU passport Plus500CY Ltd · CySEC |
| Portugal | #6 of 3168/100EU passport XTB S.A. · KNF | #14 of 3159/100EU passport Plus500CY Ltd · CySEC |
| Spain | #7 of 3168/100EU passport XTB S.A. · KNF | #15 of 3159/100EU passport Plus500CY Ltd · CySEC |
| United Arab Emirates | #6 of 1268/100Locally licensed XTB MENA Limited · DFSA | #7 of 1259/100Locally licensed Plus500AE LTD · DFSA |
| United Kingdom | #5 of 1871/100Locally licensed XTB Limited · FCA | #11 of 1861/100Locally licensed Plus500UK Ltd · FCA |
| Australia | Not listed | #12 of 1861/100Locally licensed Plus500AU Pty. Ltd. · ASIC |
| Austria | Not listed | #14 of 3059/100EU passport Plus500CY Ltd · CySEC |
| Croatia | Not listed | #12 of 2859/100EU passport Plus500CY Ltd · CySEC |
| Netherlands | Not listed | #14 of 3059/100EU passport Plus500CY Ltd · CySEC |
Fees and features side by side
| XTB | Plus500 | |
|---|---|---|
| Products | Forex, CFDs, Stocks & ETFs | CFDs, Forex, Futures |
| Owner | XTB S.A. (listed on the Warsaw Stock Exchange) | Plus500 Ltd |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | $0 per order | Not verified yet |
| Currency conversion fee | 0.5% | Not verified yet |
| Inactivity fee | €10 per month after 365 days with no trade and no deposit in the last 90 days | $10/month |
| Withdrawal fee | None | None |
| Minimum deposit | $0 (XTB Limited) | A$100 (Plus500AU Pty. Ltd.) |
| Instruments | 11,900+ | 2,800+ |
| Fractional shares | Not verified yet | Not verified yet |
| Platforms | xStation web, xStation desktop, XTB mobile app | Plus500 app, Plus500 Web-Platform |
| Deposit methods | Bank transfer, Credit/debit card (Visa, Mastercard) | Card, PayPal (where available), Bank transfer |
| Withdrawal time (stated) | same or next business day (bank transfer) | normally 1–3 business days |
| Demo account | Yes | Yes |
| Support | live chat, email, phone · 24/5 | live chat · 24/7 |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (XTB, Plus500).
Licences
XTB vs Plus500: common questions
Which is better, XTB or Plus500?
We rank both for forex in 7 countries, and XTB comes out ahead in every one of them. For reference, XTB's best ranking is #3 of 12 stock brokers & investing apps in Germany, and Plus500's best ranking is #6 of 11 forex brokers in the United Arab Emirates.
Is XTB cheaper than Plus500?
Neither charges a withdrawal fee.
Is XTB or Plus500 better regulated?
Both hold top-tier (tier-1) licences: XTB from FCA, Plus500 from ASIC and FCA. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both XTB and Plus500 where I live?
We list XTB in 7 of the 14 countries we cover and Plus500 in 11. They overlap in 7. For forex, you'll find both on our lists in Cyprus, Germany, Italy, Portugal, Spain, United Arab Emirates and United Kingdom.