United States
United Kingdom
Germany
Netherlands
Australia
United Arab Emirates
Canada
Italy
Spain
Austria
Croatia
Serbia
Portugal
CyprusXTB vs eToro
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
We rank both for CFDs in 7 countries, and eToro comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
XTB is cheaper on both fees we could compare.
Both hold top-tier (tier-1) licences: XTB from FCA, eToro from FCA, ASIC, SEC / FINRA and NYDFS.
- XTB is cheaper for US stock orders: $0 per order, compared with $2 per order at eToro.Edge: XTB
- XTB doesn't charge a withdrawal fee; eToro charges up to $5.Edge: XTB
- We list XTB in 7 of the 14 countries we cover and eToro in 12. They overlap in 7.Edge: eToro
- Only XTB offers forex.
- Only eToro offers crypto.
- eToro gets more search attention than XTB (Market Signal 71 vs 63). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
CFD brokers
| Country | XTB | eToro |
|---|---|---|
| Cyprus | #5 of 3068/100Locally licensed XTB Ltd · CySEC | #1 of 3072/100Locally licensed eToro (Europe) Ltd · CySEC |
| Germany | #7 of 3168/100EU passport XTB S.A. · KNF | #2 of 3172/100EU passport eToro (Europe) Ltd · CySEC |
| Italy | #7 of 3368/100EU passport XTB S.A. · KNF | #2 of 3372/100EU passport eToro (Europe) Ltd · CySEC |
| Portugal | #6 of 3168/100EU passport XTB S.A. · KNF | #2 of 3172/100EU passport eToro (Europe) Ltd · CySEC |
| Spain | #7 of 3168/100EU passport XTB S.A. · KNF | #2 of 3172/100EU passport eToro (Europe) Ltd · CySEC |
| United Arab Emirates | #6 of 1268/100Locally licensed XTB MENA Limited · DFSA | #3 of 1272/100Locally licensed eToro (ME) Limited · FSRA (ADGM) |
| United Kingdom | #5 of 1871/100Locally licensed XTB Limited · FCA | #3 of 1874/100Locally licensed eToro (UK) Ltd · FCA |
| Australia | Not listed | #2 of 1873/100Locally licensed eToro AUS Capital Limited · ASIC |
| Austria | Not listed | #2 of 3072/100EU passport eToro (Europe) Ltd · CySEC |
| Croatia | Not listed | #1 of 2872/100EU passport eToro (Europe) Ltd · CySEC |
| Netherlands | Not listed | #3 of 3072/100EU passport eToro (Europe) Ltd · CySEC |
Stock brokers & investing apps
| Country | XTB | eToro |
|---|---|---|
| Cyprus | #3 of 969/100Locally licensed XTB Ltd · CySEC | #1 of 971/100Locally licensed eToro (Europe) Ltd · CySEC |
| Germany | #3 of 1269/100EU passport XTB S.A. · KNF | #1 of 1271/100EU passport eToro (Europe) Ltd · CySEC |
| Italy | #3 of 1169/100EU passport XTB S.A. · KNF | #1 of 1171/100EU passport eToro (Europe) Ltd · CySEC |
| Portugal | #3 of 969/100EU passport XTB S.A. · KNF | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC |
| Spain | #3 of 969/100EU passport XTB S.A. · KNF | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC |
| United Arab Emirates | #3 of 669/100Locally licensed XTB MENA Limited · DFSA | #2 of 671/100Locally licensed eToro (ME) Limited · FSRA (ADGM) |
| United Kingdom | #5 of 771/100Locally licensed XTB Limited · FCA | #3 of 773/100Locally licensed eToro (UK) Ltd · FCA |
| Australia | Not listed | #4 of 873/100Locally licensed eToro AUS Capital Limited · ASIC |
| Austria | Not listed | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC |
| Croatia | Not listed | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC |
| Netherlands | Not listed | #2 of 1071/100EU passport eToro (Europe) Ltd · CySEC |
| United States | Not listed | #4 of 973/100Locally licensed eToro USA Securities Inc. · SEC / FINRA |
Fees and features side by side
| XTB | eToro | |
|---|---|---|
| Products | Forex, CFDs, Stocks & ETFs | Stocks & ETFs, CFDs, Crypto, Copy trading |
| Owner | XTB S.A. (listed on the Warsaw Stock Exchange) | eToro Group Ltd (listed on Nasdaq) |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | $0 per order | $2 per order |
| Crypto trading fee | Not verified yet | 1%, app fee per trade (no order book) |
| Currency conversion fee | 0.5% | Not verified yet |
| Inactivity fee | €10 per month after 365 days with no trade and no deposit in the last 90 days | None |
| Withdrawal fee | None | Up to $5 |
| Minimum deposit | $0 (XTB Limited) | $50 (eToro USA Securities Inc.) |
| Instruments | 11,900+ | 10,000+ |
| Fractional shares | Not verified yet | Yes |
| Platforms | xStation web, xStation desktop, XTB mobile app | eToro web platform, eToro mobile app |
| Deposit methods | Bank transfer, Credit/debit card (Visa, Mastercard) | Bank transfer, Credit/debit card, Trustly (online banking), SEPA transfer |
| Withdrawal time (stated) | same or next business day (bank transfer) | status email within 2 business days; up to 10 business days by method |
| Demo account | Yes | Yes |
| Support | live chat, email, phone · 24/5 | Not verified yet |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (XTB, eToro).
Licences
eToro
- eToro (Europe) Ltd: CySEC (Tier 2)
- eToro (UK) Ltd: FCA (Tier 1)
- eToro AUS Capital Limited: ASIC (Tier 1)
- eToro USA Securities Inc.: SEC / FINRA (Tier 1)
- eToro (Seychelles) Ltd: FSA Seychelles (Tier 3 (offshore))
- eToro NY LLC: NYDFS (Tier 1)
- eToro (ME) Limited: FSRA (ADGM) (Tier 2)
XTB vs eToro: common questions
Which is better, XTB or eToro?
We rank both for CFDs in 7 countries, and eToro comes out ahead in every one of them. For reference, XTB's best ranking is #3 of 12 stock brokers & investing apps in Germany, and eToro's best ranking is #1 of 30 CFD brokers in Cyprus.
Is XTB cheaper than eToro?
XTB is cheaper for US stock orders: $0 per order, compared with $2 per order at eToro. XTB doesn't charge a withdrawal fee; eToro charges up to $5.
Is XTB or eToro better regulated?
Both hold top-tier (tier-1) licences: XTB from FCA, eToro from FCA, ASIC, SEC / FINRA and NYDFS. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both XTB and eToro where I live?
We list XTB in 7 of the 14 countries we cover and eToro in 12. They overlap in 7. For CFDs, you'll find both on our lists in Cyprus, Germany, Italy, Portugal, Spain, United Arab Emirates and United Kingdom.