eToro vs Hargreaves Lansdown
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
The United Kingdom is the one country where we rank both for stocks, and eToro comes out ahead there.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
On the one fee we could check for both, they charge the same.
Both hold top-tier (tier-1) licences: eToro from FCA, ASIC, SEC / FINRA and NYDFS, Hargreaves Lansdown from FCA.
- Neither charges an inactivity fee.
- We list eToro in 12 of the 14 countries we cover and Hargreaves Lansdown in 1. They overlap in 1.Edge: eToro
- Only eToro offers CFDs and crypto.
- eToro gets more search attention than Hargreaves Lansdown (Market Signal 71 vs 68). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Stock brokers & investing apps
| Country | eToro | Hargreaves Lansdown |
|---|---|---|
| United Kingdom | #3 of 773/100Locally licensed eToro (UK) Ltd · FCA | #6 of 770/100Locally licensed Hargreaves Lansdown Asset Management Limited · FCA |
| Australia | #4 of 873/100Locally licensed eToro AUS Capital Limited · ASIC | Not listed |
| Austria | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| Croatia | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| Cyprus | #1 of 971/100Locally licensed eToro (Europe) Ltd · CySEC | Not listed |
| Germany | #1 of 1271/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| Italy | #1 of 1171/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| Netherlands | #2 of 1071/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| Portugal | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| Spain | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC | Not listed |
| United Arab Emirates | #2 of 671/100Locally licensed eToro (ME) Limited · FSRA (ADGM) | Not listed |
| United States | #4 of 973/100Locally licensed eToro USA Securities Inc. · SEC / FINRA | Not listed |
Fees and features side by side
| eToro | Hargreaves Lansdown | |
|---|---|---|
| Products | Stocks & ETFs, CFDs, Crypto, Copy trading | Stocks & ETFs |
| Owner | eToro Group Ltd (listed on Nasdaq) | Hargreaves Lansdown Plc |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | $2 per order | Not verified yet |
| Crypto trading fee | 1%, app fee per trade (no order book) | Not verified yet |
| Currency conversion fee | Not verified yet | Not verified yet |
| Inactivity fee | None | None |
| Withdrawal fee | Up to $5 | Not verified yet |
| Minimum deposit | $50 (eToro USA Securities Inc.) | $0 (Hargreaves Lansdown Asset Management Limited) |
| Instruments | 10,000+ | Not verified yet |
| Fractional shares | Yes | Not verified yet |
| Platforms | eToro web platform, eToro mobile app | HL app |
| Deposit methods | Bank transfer, Credit/debit card, Trustly (online banking), SEPA transfer | Direct Debit |
| Withdrawal time (stated) | status email within 2 business days; up to 10 business days by method | Not verified yet |
| Demo account | Yes | Not verified yet |
| Support | Not verified yet | email, phone |
| Stock commission (UK shares (online)) | – | £6.95, per online deal when you made 0–19 deals the previous month; overseas deals carry extra charges |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (eToro, Hargreaves Lansdown).
Licences
eToro
- eToro (Europe) Ltd: CySEC (Tier 2)
- eToro (UK) Ltd: FCA (Tier 1)
- eToro AUS Capital Limited: ASIC (Tier 1)
- eToro USA Securities Inc.: SEC / FINRA (Tier 1)
- eToro (Seychelles) Ltd: FSA Seychelles (Tier 3 (offshore))
- eToro NY LLC: NYDFS (Tier 1)
- eToro (ME) Limited: FSRA (ADGM) (Tier 2)
Hargreaves Lansdown
- Hargreaves Lansdown Asset Management Limited: FCA (Tier 1)
eToro vs Hargreaves Lansdown: common questions
Which is better, eToro or Hargreaves Lansdown?
The United Kingdom is the one country where we rank both for stocks, and eToro comes out ahead there. For reference, eToro's best ranking is #1 of 30 CFD brokers in Cyprus, and Hargreaves Lansdown's best ranking is #6 of 7 stock brokers & investing apps in the United Kingdom.
Is eToro cheaper than Hargreaves Lansdown?
Neither charges an inactivity fee.
Is eToro or Hargreaves Lansdown better regulated?
Both hold top-tier (tier-1) licences: eToro from FCA, ASIC, SEC / FINRA and NYDFS, Hargreaves Lansdown from FCA. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both eToro and Hargreaves Lansdown where I live?
We list eToro in 12 of the 14 countries we cover and Hargreaves Lansdown in 1. They overlap in 1. For stocks, you'll find both on our lists in United Kingdom.