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eToro vs Hargreaves Lansdown

What each one charges, who licenses it, and how they rank against each other country by country.

eToro logo
eToro
7 licensed companies · etoro.com
Best ranking: #1 of 30 CFD brokers in Cyprus
71 Market Signal · ✓ Checked Oct 14, 2026
Hargreaves Lansdown logo
Hargreaves Lansdown
1 licensed company · hl.co.uk
68 Market Signal · ✓ Checked Oct 15, 2026

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

The short version

The United Kingdom is the one country where we rank both for stocks, and eToro comes out ahead there.

We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.

On the one fee we could check for both, they charge the same.

Both hold top-tier (tier-1) licences: eToro from FCA, ASIC, SEC / FINRA and NYDFS, Hargreaves Lansdown from FCA.

  • Neither charges an inactivity fee.
  • We list eToro in 12 of the 14 countries we cover and Hargreaves Lansdown in 1. They overlap in 1.Edge: eToro
  • Only eToro offers CFDs and crypto.
  • eToro gets more search attention than Hargreaves Lansdown (Market Signal 71 vs 68). That tells you how well known it is, not how good it is.

Where you can use each one

Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.

Stock brokers & investing apps

CountryeToroHargreaves Lansdown
United Kingdom
#3 of 773/100Locally licensed
eToro (UK) Ltd · FCA
#6 of 770/100Locally licensed
Hargreaves Lansdown Asset Management Limited · FCA
Australia
#4 of 873/100Locally licensed
eToro AUS Capital Limited · ASIC
Not listed
Austria
#1 of 871/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
Croatia
#1 of 871/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
Cyprus
#1 of 971/100Locally licensed
eToro (Europe) Ltd · CySEC
Not listed
Germany
#1 of 1271/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
Italy
#1 of 1171/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
Netherlands
#2 of 1071/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
Portugal
#1 of 971/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
Spain
#1 of 971/100EU passport
eToro (Europe) Ltd · CySEC
Not listed
United Arab Emirates
#2 of 671/100Locally licensed
eToro (ME) Limited · FSRA (ADGM)
Not listed
United States
#4 of 973/100Locally licensed
eToro USA Securities Inc. · SEC / FINRA
Not listed

Fees and features side by side

eToroHargreaves Lansdown
ProductsStocks & ETFs, CFDs, Crypto, Copy tradingStocks & ETFs
OwnereToro Group Ltd (listed on Nasdaq)Hargreaves Lansdown Plc
EUR/USD all-in costNot verified yetNot verified yet
US stock commission$2 per orderNot verified yet
Crypto trading fee1%, app fee per trade (no order book)Not verified yet
Currency conversion feeNot verified yetNot verified yet
Inactivity feeNoneNone
Withdrawal feeUp to $5Not verified yet
Minimum deposit$50 (eToro USA Securities Inc.)$0 (Hargreaves Lansdown Asset Management Limited)
Instruments10,000+Not verified yet
Fractional sharesYesNot verified yet
PlatformseToro web platform, eToro mobile appHL app
Deposit methodsBank transfer, Credit/debit card, Trustly (online banking), SEPA transferDirect Debit
Withdrawal time (stated)status email within 2 business days; up to 10 business days by methodNot verified yet
Demo accountYesNot verified yet
SupportNot verified yetemail, phone
Stock commission (UK shares (online))–£6.95, per online deal when you made 0–19 deals the previous month; overseas deals carry extra charges

Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (eToro, Hargreaves Lansdown).

Licences

eToro

  • eToro (Europe) Ltd: CySEC (Tier 2)
  • eToro (UK) Ltd: FCA (Tier 1)
  • eToro AUS Capital Limited: ASIC (Tier 1)
  • eToro USA Securities Inc.: SEC / FINRA (Tier 1)
  • eToro (Seychelles) Ltd: FSA Seychelles (Tier 3 (offshore))
  • eToro NY LLC: NYDFS (Tier 1)
  • eToro (ME) Limited: FSRA (ADGM) (Tier 2)

Hargreaves Lansdown

  • Hargreaves Lansdown Asset Management Limited: FCA (Tier 1)

eToro vs Hargreaves Lansdown: common questions

Which is better, eToro or Hargreaves Lansdown?

The United Kingdom is the one country where we rank both for stocks, and eToro comes out ahead there. For reference, eToro's best ranking is #1 of 30 CFD brokers in Cyprus, and Hargreaves Lansdown's best ranking is #6 of 7 stock brokers & investing apps in the United Kingdom.

Is eToro cheaper than Hargreaves Lansdown?

Neither charges an inactivity fee.

Is eToro or Hargreaves Lansdown better regulated?

Both hold top-tier (tier-1) licences: eToro from FCA, ASIC, SEC / FINRA and NYDFS, Hargreaves Lansdown from FCA. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.

Can I use both eToro and Hargreaves Lansdown where I live?

We list eToro in 12 of the 14 countries we cover and Hargreaves Lansdown in 1. They overlap in 1. For stocks, you'll find both on our lists in United Kingdom.

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