United States
United Kingdom
Germany
Netherlands
Australia
United Arab Emirates
Canada
Italy
Spain
Austria
Croatia
Serbia
Portugal
CyprusTrading 212 vs Hargreaves Lansdown
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
Trading 212 and Hargreaves Lansdown never appear on the same country list: we list Trading 212 in 9 countries and Hargreaves Lansdown in 1 country. The table below shows where you can use each one.
On the one fee we could check for both, they charge the same.
Both hold top-tier (tier-1) licences: Trading 212 from ASIC, Hargreaves Lansdown from FCA.
- Neither charges an inactivity fee.
- We list Trading 212 in 9 of the 14 countries we cover and Hargreaves Lansdown in 1. They never overlap.Edge: Trading 212
- Only Trading 212 offers CFDs.
- Hargreaves Lansdown gets more search attention than Trading 212 (Market Signal 68 vs 56). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Stock brokers & investing apps
| Country | Trading 212 | Hargreaves Lansdown |
|---|---|---|
| Australia | #6 of 868/100Locally licensed Trading 212 AU Pty Ltd · ASIC | Not listed |
| Austria | #3 of 866/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| Croatia | #3 of 866/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| Cyprus | #4 of 966/100Locally licensed Trading 212 Markets Ltd · CySEC | Not listed |
| Germany | #4 of 1266/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| Italy | #4 of 1166/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| Netherlands | #4 of 1066/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| Portugal | #4 of 966/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| Spain | #4 of 966/100EU passport Trading 212 Markets Ltd · CySEC | Not listed |
| United Kingdom | Not listed | #6 of 770/100Locally licensed Hargreaves Lansdown Asset Management Limited · FCA |
Fees and features side by side
| Trading 212 | Hargreaves Lansdown | |
|---|---|---|
| Products | Stocks & ETFs, CFDs | Stocks & ETFs |
| Owner | Not verified yet | Hargreaves Lansdown Plc |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | $0 per order | Not verified yet |
| Currency conversion fee | Not verified yet | Not verified yet |
| Inactivity fee | None | None |
| Withdrawal fee | None | Not verified yet |
| Minimum deposit | Not verified yet | $0 (Hargreaves Lansdown Asset Management Limited) |
| Instruments | 9,000+ | Not verified yet |
| Fractional shares | Yes | Not verified yet |
| Platforms | Trading 212 app | HL app |
| Deposit methods | Bank transfer, Instant bank transfer (Open Banking), Card, Apple Pay, Google Pay, Klarna | Direct Debit |
| Withdrawal time (stated) | Not verified yet | Not verified yet |
| Demo account | Yes | Not verified yet |
| Support | email · 24/7 | email, phone |
| Stock commission (UK shares (online)) | – | £6.95, per online deal when you made 0–19 deals the previous month; overseas deals carry extra charges |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (Trading 212, Hargreaves Lansdown).
Licences
Hargreaves Lansdown
- Hargreaves Lansdown Asset Management Limited: FCA (Tier 1)
Trading 212 vs Hargreaves Lansdown: common questions
Which is better, Trading 212 or Hargreaves Lansdown?
Trading 212 and Hargreaves Lansdown never appear on the same country list: we list Trading 212 in 9 countries and Hargreaves Lansdown in 1 country. The table below shows where you can use each one. For reference, Trading 212's best ranking is #3 of 8 stock brokers & investing apps in Austria, and Hargreaves Lansdown's best ranking is #6 of 7 stock brokers & investing apps in the United Kingdom.
Is Trading 212 cheaper than Hargreaves Lansdown?
Neither charges an inactivity fee.
Is Trading 212 or Hargreaves Lansdown better regulated?
Both hold top-tier (tier-1) licences: Trading 212 from ASIC, Hargreaves Lansdown from FCA. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both Trading 212 and Hargreaves Lansdown where I live?
We list Trading 212 in 9 of the 14 countries we cover and Hargreaves Lansdown in 1. They never overlap.