eToro vs Trading 212
What each one charges, who licenses it, and how they rank against each other country by country.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
We rank both for CFDs in 9 countries, and eToro comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
Of the 3 fees we could compare, Trading 212 is cheaper on 2 and one is the same.
Both hold top-tier (tier-1) licences: eToro from FCA, ASIC, SEC / FINRA and NYDFS, Trading 212 from ASIC.
- Trading 212 is cheaper for US stock orders: $0 per order, compared with $2 per order at eToro.Edge: Trading 212
- Neither charges an inactivity fee.
- Trading 212 doesn't charge a withdrawal fee; eToro charges up to $5.Edge: Trading 212
- We list eToro in 12 of the 14 countries we cover and Trading 212 in 9. They overlap in 9.Edge: eToro
- Only eToro offers crypto.
- eToro gets more search attention than Trading 212 (Market Signal 71 vs 56). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
CFD brokers
| Country | eToro | Trading 212 |
|---|---|---|
| Australia | #2 of 1873/100Locally licensed eToro AUS Capital Limited · ASIC | #9 of 1867/100Locally licensed Trading 212 AU Pty Ltd · ASIC |
| Austria | #2 of 3072/100EU passport eToro (Europe) Ltd · CySEC | #8 of 3066/100EU passport Trading 212 Markets Ltd · CySEC |
| Croatia | #1 of 2872/100EU passport eToro (Europe) Ltd · CySEC | #6 of 2866/100EU passport Trading 212 Markets Ltd · CySEC |
| Cyprus | #1 of 3072/100Locally licensed eToro (Europe) Ltd · CySEC | #7 of 3066/100Locally licensed Trading 212 Markets Ltd · CySEC |
| Germany | #2 of 3172/100EU passport eToro (Europe) Ltd · CySEC | #9 of 3166/100EU passport Trading 212 Markets Ltd · CySEC |
| Italy | #2 of 3372/100EU passport eToro (Europe) Ltd · CySEC | #9 of 3366/100EU passport Trading 212 Markets Ltd · CySEC |
| Netherlands | #3 of 3072/100EU passport eToro (Europe) Ltd · CySEC | #8 of 3066/100EU passport Trading 212 Markets Ltd · CySEC |
| Portugal | #2 of 3172/100EU passport eToro (Europe) Ltd · CySEC | #8 of 3166/100EU passport Trading 212 Markets Ltd · CySEC |
| Spain | #2 of 3172/100EU passport eToro (Europe) Ltd · CySEC | #9 of 3166/100EU passport Trading 212 Markets Ltd · CySEC |
| United Arab Emirates | #3 of 1272/100Locally licensed eToro (ME) Limited · FSRA (ADGM) | Not listed |
| United Kingdom | #3 of 1874/100Locally licensed eToro (UK) Ltd · FCA | Not listed |
Stock brokers & investing apps
| Country | eToro | Trading 212 |
|---|---|---|
| Australia | #4 of 873/100Locally licensed eToro AUS Capital Limited · ASIC | #6 of 868/100Locally licensed Trading 212 AU Pty Ltd · ASIC |
| Austria | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC | #3 of 866/100EU passport Trading 212 Markets Ltd · CySEC |
| Croatia | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC | #3 of 866/100EU passport Trading 212 Markets Ltd · CySEC |
| Cyprus | #1 of 971/100Locally licensed eToro (Europe) Ltd · CySEC | #4 of 966/100Locally licensed Trading 212 Markets Ltd · CySEC |
| Germany | #1 of 1271/100EU passport eToro (Europe) Ltd · CySEC | #4 of 1266/100EU passport Trading 212 Markets Ltd · CySEC |
| Italy | #1 of 1171/100EU passport eToro (Europe) Ltd · CySEC | #4 of 1166/100EU passport Trading 212 Markets Ltd · CySEC |
| Netherlands | #2 of 1071/100EU passport eToro (Europe) Ltd · CySEC | #4 of 1066/100EU passport Trading 212 Markets Ltd · CySEC |
| Portugal | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC | #4 of 966/100EU passport Trading 212 Markets Ltd · CySEC |
| Spain | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC | #4 of 966/100EU passport Trading 212 Markets Ltd · CySEC |
| United Arab Emirates | #2 of 671/100Locally licensed eToro (ME) Limited · FSRA (ADGM) | Not listed |
| United Kingdom | #3 of 773/100Locally licensed eToro (UK) Ltd · FCA | Not listed |
| United States | #4 of 973/100Locally licensed eToro USA Securities Inc. · SEC / FINRA | Not listed |
Fees and features side by side
| eToro | Trading 212 | |
|---|---|---|
| Products | Stocks & ETFs, CFDs, Crypto, Copy trading | Stocks & ETFs, CFDs |
| Owner | eToro Group Ltd (listed on Nasdaq) | Not verified yet |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | $2 per order | $0 per order |
| Crypto trading fee | 1%, app fee per trade (no order book) | Not verified yet |
| Currency conversion fee | Not verified yet | Not verified yet |
| Inactivity fee | None | None |
| Withdrawal fee | Up to $5 | None |
| Minimum deposit | $50 (eToro USA Securities Inc.) | Not verified yet |
| Instruments | 10,000+ | 9,000+ |
| Fractional shares | Yes | Yes |
| Platforms | eToro web platform, eToro mobile app | Trading 212 app |
| Deposit methods | Bank transfer, Credit/debit card, Trustly (online banking), SEPA transfer | Bank transfer, Instant bank transfer (Open Banking), Card, Apple Pay, Google Pay, Klarna |
| Withdrawal time (stated) | status email within 2 business days; up to 10 business days by method | Not verified yet |
| Demo account | Yes | Yes |
| Support | Not verified yet | email · 24/7 |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (eToro, Trading 212).
Licences
eToro
- eToro (Europe) Ltd: CySEC (Tier 2)
- eToro (UK) Ltd: FCA (Tier 1)
- eToro AUS Capital Limited: ASIC (Tier 1)
- eToro USA Securities Inc.: SEC / FINRA (Tier 1)
- eToro (Seychelles) Ltd: FSA Seychelles (Tier 3 (offshore))
- eToro NY LLC: NYDFS (Tier 1)
- eToro (ME) Limited: FSRA (ADGM) (Tier 2)
eToro vs Trading 212: common questions
Which is better, eToro or Trading 212?
We rank both for CFDs in 9 countries, and eToro comes out ahead in every one of them. For reference, eToro's best ranking is #1 of 30 CFD brokers in Cyprus, and Trading 212's best ranking is #3 of 8 stock brokers & investing apps in Austria.
Is eToro cheaper than Trading 212?
Trading 212 is cheaper for US stock orders: $0 per order, compared with $2 per order at eToro. Neither charges an inactivity fee. Trading 212 doesn't charge a withdrawal fee; eToro charges up to $5.
Is eToro or Trading 212 better regulated?
Both hold top-tier (tier-1) licences: eToro from FCA, ASIC, SEC / FINRA and NYDFS, Trading 212 from ASIC. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both eToro and Trading 212 where I live?
We list eToro in 12 of the 14 countries we cover and Trading 212 in 9. They overlap in 9. For CFDs, you'll find both on our lists in Australia, Austria, Croatia, Cyprus, Germany, Italy, Netherlands and Portugal, among others.