United States
United Kingdom
Germany
Netherlands
Australia
United Arab Emirates
Canada
Italy
Spain
Austria
Croatia
Serbia
Portugal
CyprusTrading 212 vs DEGIRO
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
We rank both for stocks in 8 countries, and Trading 212 comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
They charge the same on both fees we could compare.
Both hold top-tier (tier-1) licences: Trading 212 from ASIC, DEGIRO from BaFin.
- Neither charges an inactivity fee.
- Neither charges a withdrawal fee.
- We list Trading 212 in 9 of the 14 countries we cover and DEGIRO in 8. They overlap in 8.Edge: Trading 212
- Only Trading 212 offers CFDs.
- Trading 212 gets more search attention than DEGIRO (Market Signal 56 vs 30). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Stock brokers & investing apps
| Country | Trading 212 | DEGIRO |
|---|---|---|
| Austria | #3 of 866/100EU passport Trading 212 Markets Ltd · CySEC | #7 of 849/100EU passport flatexDEGIRO Bank SE · BaFin |
| Croatia | #3 of 866/100EU passport Trading 212 Markets Ltd · CySEC | #7 of 849/100EU passport flatexDEGIRO Bank SE · BaFin |
| Cyprus | #4 of 966/100Locally licensed Trading 212 Markets Ltd · CySEC | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin |
| Germany | #4 of 1266/100EU passport Trading 212 Markets Ltd · CySEC | #11 of 1249/100Locally licensed flatexDEGIRO Bank SE · BaFin |
| Italy | #4 of 1166/100EU passport Trading 212 Markets Ltd · CySEC | #10 of 1149/100EU passport flatexDEGIRO Bank SE · BaFin |
| Netherlands | #4 of 1066/100EU passport Trading 212 Markets Ltd · CySEC | #9 of 1049/100EU passport flatexDEGIRO Bank SE · BaFin |
| Portugal | #4 of 966/100EU passport Trading 212 Markets Ltd · CySEC | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin |
| Spain | #4 of 966/100EU passport Trading 212 Markets Ltd · CySEC | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin |
| Australia | #6 of 868/100Locally licensed Trading 212 AU Pty Ltd · ASIC | Not listed |
Fees and features side by side
| Trading 212 | DEGIRO | |
|---|---|---|
| Products | Stocks & ETFs, CFDs | Stocks & ETFs, Options, Futures |
| Owner | Not verified yet | flatexDEGIRO |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | $0 per order | Not verified yet |
| Currency conversion fee | Not verified yet | 0.25% |
| Inactivity fee | None | None |
| Withdrawal fee | None | None |
| Minimum deposit | Not verified yet | €0.01 (flatexDEGIRO Bank SE) |
| Instruments | 9,000+ | Not verified yet |
| Fractional shares | Yes | Not verified yet |
| Platforms | Trading 212 app | DEGIRO Webtrader, DEGIRO app |
| Deposit methods | Bank transfer, Instant bank transfer (Open Banking), Card, Apple Pay, Google Pay, Klarna | Not verified yet |
| Withdrawal time (stated) | Not verified yet | Not verified yet |
| Demo account | Yes | Not verified yet |
| Support | email · 24/7 | email, phone |
| Stock commission (US stocks) | – | €2, €1 commission + €1 handling fee per order |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (Trading 212, DEGIRO).
Licences
Trading 212 vs DEGIRO: common questions
Which is better, Trading 212 or DEGIRO?
We rank both for stocks in 8 countries, and Trading 212 comes out ahead in every one of them. For reference, Trading 212's best ranking is #3 of 8 stock brokers & investing apps in Austria, and DEGIRO's best ranking is #7 of 8 stock brokers & investing apps in Austria.
Is Trading 212 cheaper than DEGIRO?
Neither charges an inactivity fee. Neither charges a withdrawal fee.
Is Trading 212 or DEGIRO better regulated?
Both hold top-tier (tier-1) licences: Trading 212 from ASIC, DEGIRO from BaFin. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both Trading 212 and DEGIRO where I live?
We list Trading 212 in 9 of the 14 countries we cover and DEGIRO in 8. They overlap in 8. For stocks, you'll find both on our lists in Austria, Croatia, Cyprus, Germany, Italy, Netherlands, Portugal and Spain.