DEGIRO vs Trade Republic
What each one charges, who licenses it, and how they rank against each other country by country.


The short version
We rank both for stocks in 3 countries, and Trade Republic comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
We haven't found a fee they both publish in a way we can compare fairly, so the table below just shows what each one charges.
Both hold a top-tier licence from BaFin.
- We list both in the same 8 countries out of the 14 we cover.
- Only Trade Republic offers crypto.
- Local stock commissions, as each one publishes them: DEGIRO €1 commission + €1 handling fee per order (US stocks); Trade Republic per single trade, plus third-party costs and spreads; savings plans free (stocks and ETFs). They're priced on different bases, so we don't call a winner.
- Trade Republic gets more search attention than DEGIRO (Market Signal 51 vs 30). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Stock brokers & investing apps
| Country | DEGIRO | Trade Republic |
|---|---|---|
| Germany | #11 of 1249/100Locally licensed flatexDEGIRO Bank SE · BaFin | #5 of 1262/100Locally licensed Trade Republic Bank GmbH · BaFin |
| Italy | #10 of 1149/100EU passport flatexDEGIRO Bank SE · BaFin | #5 of 1162/100EU passport Trade Republic Bank GmbH · BaFin |
| Netherlands | #9 of 1049/100EU passport flatexDEGIRO Bank SE · BaFin | #5 of 1062/100EU passport Trade Republic Bank GmbH · BaFin |
| Austria | #7 of 849/100EU passport flatexDEGIRO Bank SE · BaFin | Not listed |
| Croatia | #7 of 849/100EU passport flatexDEGIRO Bank SE · BaFin | Not listed |
| Cyprus | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin | Not listed |
| Portugal | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin | Not listed |
| Spain | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin | Not listed |
Fees and features side by side
| DEGIRO | Trade Republic | |
|---|---|---|
| Products | Stocks & ETFs, Options, Futures | Stocks & ETFs, Crypto |
| Owner | flatexDEGIRO | Not verified yet |
| US stock commission | Not verified yet | Not verified yet |
| Stock commission (US stocks) | €2, €1 commission + €1 handling fee per order | – |
| Crypto trading fee | Not verified yet | €1 per order (flat fee) |
| Currency conversion fee | 0.25% | Not verified yet |
| Inactivity fee | None | Not verified yet |
| Withdrawal fee | None | €1, withdrawals under €100; free from €100 |
| Minimum deposit | €0.01 (flatexDEGIRO Bank SE) | $0 (Trade Republic Bank GmbH) · $0 (Trade Republic Bank GmbH) |
| Instruments | Not verified yet | Not verified yet |
| Fractional shares | Not verified yet | Yes |
| Platforms | DEGIRO Webtrader, DEGIRO app | Trade Republic app (iOS, Android) |
| Deposit methods | Not verified yet | Not verified yet |
| Withdrawal time (stated) | Not verified yet | up to 3 banking days |
| Demo account | Not verified yet | Not verified yet |
| Support | email, phone | live chat, phone · 24/7 |
| Stock commission (stocks and ETFs) | – | €1, per single trade, plus third-party costs and spreads; savings plans free |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (DEGIRO, Trade Republic).
Licences
DEGIRO vs Trade Republic: common questions
Which is better, DEGIRO or Trade Republic?
We rank both for stocks in 3 countries, and Trade Republic comes out ahead in every one of them. For reference, DEGIRO's best ranking is #7 of 8 stock brokers & investing apps in Austria, and Trade Republic's best ranking is #5 of 12 stock brokers & investing apps in Germany.
Is DEGIRO cheaper than Trade Republic?
We haven't been able to compare their fees like for like yet. The fees table on this page shows what each one publishes.
Is DEGIRO or Trade Republic better regulated?
Both hold a top-tier licence from BaFin. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both DEGIRO and Trade Republic where I live?
We list both in the same 8 countries out of the 14 we cover. For stocks, you'll find both on our lists in Germany, Italy and Netherlands.