United States
United Kingdom
Germany
Netherlands
Australia
United Arab Emirates
Canada
Italy
Spain
Austria
Croatia
Serbia
Portugal
CyprusFineco vs Trade Republic
What each one charges, who licenses it, and how they rank against each other country by country.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
Italy is the one country where we rank both for stocks, and Trade Republic comes out ahead there.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
We haven't found a fee they both publish in a way we can compare fairly, so the table below just shows what each one charges.
Both hold top-tier (tier-1) licences: Fineco from Banca d'Italia, Trade Republic from BaFin.
- We list Fineco in 1 of the 14 countries we cover and Trade Republic in 8. They overlap in 1.Edge: Trade Republic
- Only Fineco offers forex and CFDs.
- Only Trade Republic offers crypto.
- Fineco gets more search attention than Trade Republic (Market Signal 52 vs 51). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Stock brokers & investing apps
| Country | Fineco | Trade Republic |
|---|---|---|
| Italy | #9 of 1153/100EU passport FinecoBank S.p.A. · Banca d'Italia | #5 of 1162/100EU passport Trade Republic Bank GmbH · BaFin |
| Germany | Not listed | #5 of 1262/100Locally licensed Trade Republic Bank GmbH · BaFin |
| Netherlands | Not listed | #5 of 1062/100EU passport Trade Republic Bank GmbH · BaFin |
Fees and features side by side
| Fineco | Trade Republic | |
|---|---|---|
| Products | Stocks & ETFs, CFDs, Forex | Stocks & ETFs, Crypto |
| Owner | Not verified yet | Not verified yet |
| EUR/USD all-in cost | 1 pips, CFD on FX (spread only, from 1 pip) | Not verified yet |
| US stock commission | $12.95 per order | Not verified yet |
| Crypto trading fee | Not verified yet | €1 per order (flat fee) |
| Currency conversion fee | Not verified yet | Not verified yet |
| Inactivity fee | Not verified yet | Not verified yet |
| Withdrawal fee | Not verified yet | €1, withdrawals under €100; free from €100 |
| Minimum deposit | $0 (FinecoBank S.p.A.) | $0 (Trade Republic Bank GmbH) · $0 (Trade Republic Bank GmbH) |
| Instruments | Not verified yet | Not verified yet |
| Fractional shares | Not verified yet | Yes |
| Platforms | FinecoX, Fineco app | Trade Republic app (iOS, Android) |
| Deposit methods | Bank transfer, Cheque, Cash / card at UniCredit ATMs and branches | Not verified yet |
| Withdrawal time (stated) | Not verified yet | up to 3 banking days |
| Demo account | Not verified yet | Not verified yet |
| Support | email, phone | live chat, phone · 24/7 |
| Stock commission (stocks and ETFs) | – | €1, per single trade, plus third-party costs and spreads; savings plans free |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (Fineco, Trade Republic).
Licences
Fineco
- FinecoBank S.p.A.: Banca d'Italia (Tier 1)
Fineco vs Trade Republic: common questions
Which is better, Fineco or Trade Republic?
Italy is the one country where we rank both for stocks, and Trade Republic comes out ahead there. For reference, Fineco's best ranking is #9 of 11 stock brokers & investing apps in Italy, and Trade Republic's best ranking is #5 of 12 stock brokers & investing apps in Germany.
Is Fineco cheaper than Trade Republic?
We haven't been able to compare their fees like for like yet. The fees table on this page shows what each one publishes.
Is Fineco or Trade Republic better regulated?
Both hold top-tier (tier-1) licences: Fineco from Banca d'Italia, Trade Republic from BaFin. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both Fineco and Trade Republic where I live?
We list Fineco in 1 of the 14 countries we cover and Trade Republic in 8. They overlap in 1. For stocks, you'll find both on our lists in Italy.