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DEGIRO vs eToro

What each one charges, who licenses it, and how they rank against each other country by country.

DEGIRO logo
DEGIRO
2 licensed companies · degiro.com
30 Market Signal · ✓ Checked Oct 15, 2026
eToro logo
eToro
7 licensed companies · etoro.com
Best ranking: #1 of 30 CFD brokers in Cyprus
71 Market Signal · ✓ Checked Oct 14, 2026

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

The short version

We rank both for stocks in 8 countries, and eToro comes out ahead in every one of them.

We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.

Of the 2 fees we could compare, DEGIRO is cheaper on 1 and the other is the same.

Both hold top-tier (tier-1) licences: DEGIRO from BaFin, eToro from FCA, ASIC, SEC / FINRA and NYDFS.

  • Neither charges an inactivity fee.
  • DEGIRO doesn't charge a withdrawal fee; eToro charges up to $5.Edge: DEGIRO
  • We list DEGIRO in 8 of the 14 countries we cover and eToro in 12. They overlap in 8.Edge: eToro
  • Only eToro offers CFDs and crypto.
  • eToro gets more search attention than DEGIRO (Market Signal 71 vs 30). That tells you how well known it is, not how good it is.

Where you can use each one

Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.

Stock brokers & investing apps

CountryDEGIROeToro
Austria
#7 of 849/100EU passport
flatexDEGIRO Bank SE · BaFin
#1 of 871/100EU passport
eToro (Europe) Ltd · CySEC
Croatia
#7 of 849/100EU passport
flatexDEGIRO Bank SE · BaFin
#1 of 871/100EU passport
eToro (Europe) Ltd · CySEC
Cyprus
#8 of 949/100EU passport
flatexDEGIRO Bank SE · BaFin
#1 of 971/100Locally licensed
eToro (Europe) Ltd · CySEC
Germany
#11 of 1249/100Locally licensed
flatexDEGIRO Bank SE · BaFin
#1 of 1271/100EU passport
eToro (Europe) Ltd · CySEC
Italy
#10 of 1149/100EU passport
flatexDEGIRO Bank SE · BaFin
#1 of 1171/100EU passport
eToro (Europe) Ltd · CySEC
Netherlands
#9 of 1049/100EU passport
flatexDEGIRO Bank SE · BaFin
#2 of 1071/100EU passport
eToro (Europe) Ltd · CySEC
Portugal
#8 of 949/100EU passport
flatexDEGIRO Bank SE · BaFin
#1 of 971/100EU passport
eToro (Europe) Ltd · CySEC
Spain
#8 of 949/100EU passport
flatexDEGIRO Bank SE · BaFin
#1 of 971/100EU passport
eToro (Europe) Ltd · CySEC
AustraliaNot listed
#4 of 873/100Locally licensed
eToro AUS Capital Limited · ASIC
United Arab EmiratesNot listed
#2 of 671/100Locally licensed
eToro (ME) Limited · FSRA (ADGM)
United KingdomNot listed
#3 of 773/100Locally licensed
eToro (UK) Ltd · FCA
United StatesNot listed
#4 of 973/100Locally licensed
eToro USA Securities Inc. · SEC / FINRA

Fees and features side by side

DEGIROeToro
ProductsStocks & ETFs, Options, FuturesStocks & ETFs, CFDs, Crypto, Copy trading
OwnerflatexDEGIROeToro Group Ltd (listed on Nasdaq)
EUR/USD all-in costNot verified yetNot verified yet
US stock commissionNot verified yet$2 per order
Stock commission (US stocks)€2, €1 commission + €1 handling fee per order–
Crypto trading feeNot verified yet1%, app fee per trade (no order book)
Currency conversion fee0.25%Not verified yet
Inactivity feeNoneNone
Withdrawal feeNoneUp to $5
Minimum deposit€0.01 (flatexDEGIRO Bank SE)$50 (eToro USA Securities Inc.)
InstrumentsNot verified yet10,000+
Fractional sharesNot verified yetYes
PlatformsDEGIRO Webtrader, DEGIRO appeToro web platform, eToro mobile app
Deposit methodsNot verified yetBank transfer, Credit/debit card, Trustly (online banking), SEPA transfer
Withdrawal time (stated)Not verified yetstatus email within 2 business days; up to 10 business days by method
Demo accountNot verified yetYes
Supportemail, phoneNot verified yet

Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (DEGIRO, eToro).

Licences

DEGIRO

  • flatexDEGIRO Bank SE: BaFin (Tier 1)
  • flatexDEGIRO Bank AG: BaFin (Tier 1)

eToro

  • eToro (Europe) Ltd: CySEC (Tier 2)
  • eToro (UK) Ltd: FCA (Tier 1)
  • eToro AUS Capital Limited: ASIC (Tier 1)
  • eToro USA Securities Inc.: SEC / FINRA (Tier 1)
  • eToro (Seychelles) Ltd: FSA Seychelles (Tier 3 (offshore))
  • eToro NY LLC: NYDFS (Tier 1)
  • eToro (ME) Limited: FSRA (ADGM) (Tier 2)

DEGIRO vs eToro: common questions

Which is better, DEGIRO or eToro?

We rank both for stocks in 8 countries, and eToro comes out ahead in every one of them. For reference, DEGIRO's best ranking is #7 of 8 stock brokers & investing apps in Austria, and eToro's best ranking is #1 of 30 CFD brokers in Cyprus.

Is DEGIRO cheaper than eToro?

Neither charges an inactivity fee. DEGIRO doesn't charge a withdrawal fee; eToro charges up to $5.

Is DEGIRO or eToro better regulated?

Both hold top-tier (tier-1) licences: DEGIRO from BaFin, eToro from FCA, ASIC, SEC / FINRA and NYDFS. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.

Can I use both DEGIRO and eToro where I live?

We list DEGIRO in 8 of the 14 countries we cover and eToro in 12. They overlap in 8. For stocks, you'll find both on our lists in Austria, Croatia, Cyprus, Germany, Italy, Netherlands, Portugal and Spain.

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