DEGIRO vs eToro
What each one charges, who licenses it, and how they rank against each other country by country.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
The short version
We rank both for stocks in 8 countries, and eToro comes out ahead in every one of them.
We score each country separately, based on the company that would actually hold your account there, so check your own country in the table below.
Of the 2 fees we could compare, DEGIRO is cheaper on 1 and the other is the same.
Both hold top-tier (tier-1) licences: DEGIRO from BaFin, eToro from FCA, ASIC, SEC / FINRA and NYDFS.
- Neither charges an inactivity fee.
- DEGIRO doesn't charge a withdrawal fee; eToro charges up to $5.Edge: DEGIRO
- We list DEGIRO in 8 of the 14 countries we cover and eToro in 12. They overlap in 8.Edge: eToro
- Only eToro offers CFDs and crypto.
- eToro gets more search attention than DEGIRO (Market Signal 71 vs 30). That tells you how well known it is, not how good it is.
Where you can use each one
Where each one ranks on our list in every country we cover, its Coinish Score there, and the company that would hold your account. If a broker isn't allowed to take clients from a country, it isn't on that country's list.
Stock brokers & investing apps
| Country | DEGIRO | eToro |
|---|---|---|
| Austria | #7 of 849/100EU passport flatexDEGIRO Bank SE · BaFin | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC |
| Croatia | #7 of 849/100EU passport flatexDEGIRO Bank SE · BaFin | #1 of 871/100EU passport eToro (Europe) Ltd · CySEC |
| Cyprus | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin | #1 of 971/100Locally licensed eToro (Europe) Ltd · CySEC |
| Germany | #11 of 1249/100Locally licensed flatexDEGIRO Bank SE · BaFin | #1 of 1271/100EU passport eToro (Europe) Ltd · CySEC |
| Italy | #10 of 1149/100EU passport flatexDEGIRO Bank SE · BaFin | #1 of 1171/100EU passport eToro (Europe) Ltd · CySEC |
| Netherlands | #9 of 1049/100EU passport flatexDEGIRO Bank SE · BaFin | #2 of 1071/100EU passport eToro (Europe) Ltd · CySEC |
| Portugal | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC |
| Spain | #8 of 949/100EU passport flatexDEGIRO Bank SE · BaFin | #1 of 971/100EU passport eToro (Europe) Ltd · CySEC |
| Australia | Not listed | #4 of 873/100Locally licensed eToro AUS Capital Limited · ASIC |
| United Arab Emirates | Not listed | #2 of 671/100Locally licensed eToro (ME) Limited · FSRA (ADGM) |
| United Kingdom | Not listed | #3 of 773/100Locally licensed eToro (UK) Ltd · FCA |
| United States | Not listed | #4 of 973/100Locally licensed eToro USA Securities Inc. · SEC / FINRA |
Fees and features side by side
| DEGIRO | eToro | |
|---|---|---|
| Products | Stocks & ETFs, Options, Futures | Stocks & ETFs, CFDs, Crypto, Copy trading |
| Owner | flatexDEGIRO | eToro Group Ltd (listed on Nasdaq) |
| EUR/USD all-in cost | Not verified yet | Not verified yet |
| US stock commission | Not verified yet | $2 per order |
| Stock commission (US stocks) | €2, €1 commission + €1 handling fee per order | – |
| Crypto trading fee | Not verified yet | 1%, app fee per trade (no order book) |
| Currency conversion fee | 0.25% | Not verified yet |
| Inactivity fee | None | None |
| Withdrawal fee | None | Up to $5 |
| Minimum deposit | €0.01 (flatexDEGIRO Bank SE) | $50 (eToro USA Securities Inc.) |
| Instruments | Not verified yet | 10,000+ |
| Fractional shares | Not verified yet | Yes |
| Platforms | DEGIRO Webtrader, DEGIRO app | eToro web platform, eToro mobile app |
| Deposit methods | Not verified yet | Bank transfer, Credit/debit card, Trustly (online banking), SEPA transfer |
| Withdrawal time (stated) | Not verified yet | status email within 2 business days; up to 10 business days by method |
| Demo account | Not verified yet | Yes |
| Support | email, phone | Not verified yet |
Every figure comes from the broker's own pages or its regulator. You'll find the sources in each review (DEGIRO, eToro).
Licences
eToro
- eToro (Europe) Ltd: CySEC (Tier 2)
- eToro (UK) Ltd: FCA (Tier 1)
- eToro AUS Capital Limited: ASIC (Tier 1)
- eToro USA Securities Inc.: SEC / FINRA (Tier 1)
- eToro (Seychelles) Ltd: FSA Seychelles (Tier 3 (offshore))
- eToro NY LLC: NYDFS (Tier 1)
- eToro (ME) Limited: FSRA (ADGM) (Tier 2)
DEGIRO vs eToro: common questions
Which is better, DEGIRO or eToro?
We rank both for stocks in 8 countries, and eToro comes out ahead in every one of them. For reference, DEGIRO's best ranking is #7 of 8 stock brokers & investing apps in Austria, and eToro's best ranking is #1 of 30 CFD brokers in Cyprus.
Is DEGIRO cheaper than eToro?
Neither charges an inactivity fee. DEGIRO doesn't charge a withdrawal fee; eToro charges up to $5.
Is DEGIRO or eToro better regulated?
Both hold top-tier (tier-1) licences: DEGIRO from BaFin, eToro from FCA, ASIC, SEC / FINRA and NYDFS. Which company you actually sign up with depends on where you live; the country table on this page names it for each one.
Can I use both DEGIRO and eToro where I live?
We list DEGIRO in 8 of the 14 countries we cover and eToro in 12. They overlap in 8. For stocks, you'll find both on our lists in Austria, Croatia, Cyprus, Germany, Italy, Netherlands, Portugal and Spain.